What is life insurance?

Life insurance helps take care of the people you love if you pass away. 

It will give them financial stability, if the worst happens.
What can life insurance money be used for?
Life insurance money can be used for anything. Often, it helps to pay off the mortgage, cover rent, household bills and living costs.

Why choose LifeSearch

We’ve teamed up with LifeSearch, the UK’s leading life insurance broker. 
LifeSearch do not provide life insurance policies directly. 
They will help you to find quotes and products from top insurers. 
They will help guide you through the process of finding life insurance.

LifeSearch offer:
Access to a panel of top insurers.
A personalised insurance plan.
Step-by-step help.
Free advice and no-obligation quotes.
A team of dedicated advisers.
A dedicated claims team.

What cover is available with LifeSearch?

Life insurance

Life Insurance will give a lump sum to your family or loved ones if you pass away during the policy term.
You can choose  a fixed or decreasing payout across the lifetime of the policy.

Critical illness cover

If you get a serious illness or a disability, these policies will pay out a lump sum during the policy term.
Policies vary but cover most cancers, heart conditions and strokes.

Income protection cover

If you can't work because of an illness or a disability, these policies will pay you a regular income until you return to work, retire or your policy expires.

Coverage and cancellation

Policy exclusions and limitations will apply.

When you are not covered:
You stop paying your premiums.
You give incorrect information.
You die, become terminally ill or are diagnosed with a terminal illness, outside of your policy term.
Cancelling your policy
You will not be charged for cancelling your policy. You can end your policy at any time.

Extra benefits

LifeSearch uses a panel of insurers who offer extra benefits.

These benefits might include:
 
24/7 remote access to a GP.
Discounts on gym memberships.
Support with mental health.
Physiotherapy.
Each insurer is different and will offer a different range of benefits. Get in touch with a LifeSearch adviser to find out more about extra benefits.  

No commission means lower prices for you

YBS don’t take any commission on insurance policies our customers take out through LifeSearch. These savings are passed on to you, meaning your premiums will be lower.

We can’t guarantee that LifeSearch will always be the cheapest, but we can promise a competitive quote. LifeSearch’s excellent Trustpilot scores show that customer satisfaction levels are high.
 

 

Get a life insurance quote now

Online

All applications are subject to eligibility and underwriting. Limitations and exclusions will apply.

Call LifeSearch

8am to 8pm Monday to Friday
9am to 1pm Saturday
10am to 3:30pm Sunday
*Calls to 03 numbers are charged at the same standard network rate as 01 or 02 landline numbers, even when calling from a mobile.
Yorkshire Building Society chooses to introduce its customers to LifeSearch Limited for Life and other protection insurance. LifeSearch Limited is an Appointed Representative of LifeSearch Partners Limited, who are authorised and regulated by the Financial Conduct Authority. FCA Registration Number: 656479. All calls to LifeSearch may be recorded for monitoring and data purposes.

Have an existing policy with AIG?

Need more help?

If you need help with an existing policy, please call AIG.
8am to 8pm Monday to Friday
9am to 5pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.