Existing Customers Mortgages | Payment Recalculation | Chelsea Building Society
Existing mortgage customers
Find out how to switch your rate, borrow more, or move house with your CBS mortgage.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
We like to look after our exisiting customers
If you already have a CBS mortgage and want to make a change, we're here to help.
Switch your mortgage deal
If you're coming to the end of your deal, it's easy to switch your mortgage. Find our how it works.
Borrow more
You may be able to borrow more on your mortgage. Find out how it works and how to apply.
Move with your mortgage
When you move home, you can take your CBS mortgage with you. We call this 'porting'.
Change borrowers
Find out how to remove or add someone to a mortgage. We also call this 'transfer of equity'.
Renting out your home
Find out how to let us know you want to let out your property.
Request a change to your mortgage payment
For customers on our Standard Variable Rate(SVR) or a Bank of England (BoE) Base Rate Tracker. When our SVR or the BoE rate changes, you can ask for your mortgage payment to change too. This is a payment recalculation. A payment recalculation helps you stay on track for your planned mortgage end date.