Existing Customers Mortgages | Payment Recalculation | Chelsea Building Society
We like to look after our exisiting customers
If you already have a CBS mortgage and want to make a change, we're here to help.
Switch your mortgage deal
If you're coming to the end of your deal, it's easy to switch your mortgage. Find our how it works.
Borrow more
You may be able to borrow more on your mortgage. Find out how it works and how to apply.
Move with your mortgage
When you move home, you can take your CBS mortgage with you. We call this 'porting'.
Change borrowers
Find out how to remove or add someone to a mortgage. We also call this 'transfer of equity'.
Renting out your home
Find out how to let us know you want to let out your property.
Request a change to your mortgage payment
For customers on our Standard Variable Rate(SVR) or a Bank of England (BoE) Base Rate Tracker. When our SVR or the BoE rate changes, you can ask for your mortgage payment to change too. This is a payment recalculation. A payment recalculation helps you stay on track for your planned mortgage end date.
Request a Redemption Statement
A redemption statement is needed if you’re paying off your mortgage early (also known as redeeming your mortgage), or if you're moving to a new mortgage deal with a different lender (known as remortgaging).
It tells you how much it costs to completely pay off your mortgage on a specific date, and helps make sure your final payment or remortgage goes smoothly.
It includes:
your outstanding mortgage balance
your outstanding interest
your daily interest rate
any early repayment charges or fees.
To get one, fill in our online form and we’ll post it to you within 5 working days.
You’ll need your:
mortgage account number
the date you want to pay off your mortgage.